Car insurance in America

Car insurance in America

Car insurance in America - Taxis are insured through their own insurance policy, and that document is issued for taxis from buses and rental cars, as well as for agricultural tractors, ambulances and firefighters, and that document is issued for a commercial license, and it is issued by an online insurance company specialized in insurance On cars, we explain through the following everything related to taxi insurance.

Car insurance in America

These cars are insured through the commercial license insurance policy applicable to the metal plates, and the plates are installed on the cars owned by the insured and those who manufacture or trade in cars. But with the condition that the car's plates have not been withdrawn from traffic, and the insurance coverage is comprehensive in those cases:

Transportation of the car from the place of its arrival to the shop.

After receiving the car, it is tested.

Test the car in front of the buyer.

Transfer the car to the Traffic Department in order to obtain a license.

Transport the car to the place of repair.

Types of auto insurance coverage

Car insurance in America includes a number of special types, through which car coverage is done through the use of one of the car insurance methods, including the following:

Civil liability towards the property of others

It specializes in covering material losses when they occur to the property of others when the insured is proven to be at fault in the accident. The annual premium, when an increase in the civil liability limit is required, is 1% of the required coverage amount, which is more than 3000 Dollars.

The annual premium is also reported when covered by a separate document when a coverage request is submitted to officials, as the civil is before third parties. This is done through a separate document whereby the premium rate is determined by a percentage of the total coverage amount that is paid in order to cover the specified premium.

Fire or theft

According to Car insurance in America here, the car must be in a private or public garage, and it applies to cars that are out of work and have been raised by grams.

It covers adhesive damage to the car in the event of a fire or theft, so that compensation is obtained as a result of the car’s exposure to that.

Exposure to fire or theft and material civil liability

Through it, others are compensated for property losses in the event of the insured's fault, with proof of this through police investigations.

With the addition of damages when they occur to the car that is insured in the event of theft or fire, and otherwise, the occurrence of any damages to the car is not covered in that case.

Comprehensive coverage means comprehensive insurance

In this type, insurance is not provided against fire only, theft, or damage resulting from road accidents, and that coverage is specific to the north, so that it includes damages and damages.

This is in the event that the car is damaged as a result of partial or total theft, or the occurrence of material losses in the property of others, so that the responsibility of the insured for the accident is proven.

In addition to the damages caused as a result of road accidents and intentional files that occur from third parties, for which the insured shall be compensated.

In conclusion, we have clarified in the previous lines everything related to Car insurance in America, and we have clarified the different types of insurance for taxis and the conditions for their application to cars, and everything related to car insurance.